If your company offers health insurance, there is no need to worry! But if you don’t have any health insurance, you must opt for the one before you turn 40. We have created a list of health insurance options that you can opt within no time.
- COBRA coverage – If you got fired or leaving your company, there is a possibility that you might be given the option under COBRA to continue your health coverage. For an employee covered COBRA coverage can last for 18 months from the date of election of coverage. However, dependents can receive up to 36 months of coverage if they switch to Medicare, get divorced, or die. Otherwise, they’re covered for 18 months as well. So if you really don’t have any option, you can depend on COBRA for a few months.
- Your spouse – Sometimes, you can get dependent on your spouse insurance. You’re eligible for spouse’s benefits only if you’re married to an individual for at least one year who receives Social Security retirement or disability benefits.
- Private individual/family policies – There are some private or family insurance plans that you can look at. Some of the companies that offer private or family policies are Cigna, Blue Cross, First State Bank And Trust, and Aetna etc. To know whether this policy is available in your city, you can visit any bank in Stillwater.
- Medicaid – If you’re not eligible for any of the above-listed policies, you may need to look to Medicaid. Being run by the state government doesn’t mean it’s available for available. You may need to fulfill certain income requirements and state-specific requirements for Medicaid.
If you want to have clear information about any kind of health insurance, you can visit Bayport Bank And Trust.
Bayport Banks 